We must really be living in a jet-age because if you might wanna know, even with you just standing on the ATM users queue waiting for your turn (with your ATM card in your hand, someone behind you might just be paying for some bills with your hard earned cash.
So don’t be surprised if it gets to your turn and you can’t find any cash in your account again.
Yea…that’s how technology has evolved.
So might wanna see my top 3 reasons why you should neither give someone you card to withdraw for you nor hold your ATM card in your hand while on the queue.
NOTE: there are many but I just culled my top 3, may differ from yours.
1. Online Shopping: Without your ATM card PIN, one can still pay for goods online with your card, all that’s needed is your card’s:
»Serial number (the 15 or 16 digits in front if your card)
»Expiry date (just below the serial no.)
»Security digit (can be found at the back of your card, usually 3 digits )
2. Clone Cards: Payoneer master card owners always fall victim to clone cards. If anybody get hold of your card, they can easily get all the details of the card and clone it exactly. The cloned cards can then be used to withdraw your money from any part of the world.
Payonneer might just not be the only victims but they are very common.
3. Payment of Bills From Scam Jobs or Websites: If you give your card to somebody that is knowledgeable about Internet stuff, he can easily use your card details to sign up on websites like domain registrar, website hosting or some tutorial website that involves subscription. These websites will keep on sucking the hell out of your money monthly without your knowledge.
To avoid falling victim of any of these 3 and other dangers, don’t give somebody else your ATM card for anything and keep your card in you purse or wallet while on the ATM queue.